[{"@context":"https:\/\/schema.org\/","@type":"Article","@id":"https:\/\/www.mecops.cz\/pojisteni-nemovitosti-nam-muze-pomoci\/#Article","mainEntityOfPage":"https:\/\/www.mecops.cz\/pojisteni-nemovitosti-nam-muze-pomoci\/","headline":"Poji\u0161t\u011bn\u00ed nemovitosti n\u00e1m m\u016f\u017ee pomoci","name":"Poji\u0161t\u011bn\u00ed nemovitosti n\u00e1m m\u016f\u017ee pomoci","description":"V dne\u0161n\u00ed dob\u011b se d\u00e1 snad pojistit \u00fapln\u011b v\u0161echno. Je pravdou, \u017ee u n\u011bkter\u00fdch poji\u0161t\u011bn\u00ed se \u010dlov\u011bk ani nesta\u010d\u00ed divit, \u017ee v\u016fbec n\u011bco takov\u00e9ho lze ud\u011blat, ale jin\u00e1 jsou nezbytn\u011b nutn\u00e1. D\u00e1 se do nich zcela regul\u00e9rn\u011b za\u0159adit poji\u0161t\u011bn\u00ed nemovitosti. To je poji\u0161t\u011bn\u00ed, kter\u00e9 rozhodn\u011b d\u00e1v\u00e1 smysl a sv\u00fdm zp\u016fsobem chr\u00e1n\u00ed i n\u00e1s, v p\u0159\u00edpad\u011b […]","datePublished":"2019-08-16","dateModified":"2023-04-29","author":{"@type":"Person","@id":"https:\/\/www.mecops.cz\/author\/#Person","name":"mecops.cz\n","url":"https:\/\/www.mecops.cz\/author\/","identifier":1,"image":{"@type":"ImageObject","@id":"https:\/\/secure.gravatar.com\/avatar\/0dc285cbe86eecc8073f119fcb2e2c7032b51533f5bb47611c7d4a598558b8b7?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/0dc285cbe86eecc8073f119fcb2e2c7032b51533f5bb47611c7d4a598558b8b7?s=96&d=mm&r=g","height":96,"width":96}},"publisher":{"@type":"Organization","name":"mecops.cz","logo":{"@type":"ImageObject","@id":"\/logo.png","url":"\/logo.png","width":600,"height":60}},"image":{"@type":"ImageObject","@id":"https:\/\/www.mecops.cz\/wp-content\/uploads\/img_a360117_w2040_t1574013385.jpg","url":"https:\/\/www.mecops.cz\/wp-content\/uploads\/img_a360117_w2040_t1574013385.jpg","height":0,"width":0},"url":"https:\/\/www.mecops.cz\/pojisteni-nemovitosti-nam-muze-pomoci\/","about":["Finance"],"wordCount":430,"articleBody":"         V dne\u0161n\u00ed dob\u011b se d\u00e1 snad pojistit \u00fapln\u011b v\u0161echno. Je pravdou, \u017ee u n\u011bkter\u00fdch poji\u0161t\u011bn\u00ed se \u010dlov\u011bk ani nesta\u010d\u00ed divit, \u017ee v\u016fbec n\u011bco takov\u00e9ho lze ud\u011blat, ale jin\u00e1 jsou nezbytn\u011b nutn\u00e1. D\u00e1 se do nich zcela regul\u00e9rn\u011b za\u0159adit poji\u0161t\u011bn\u00ed nemovitosti. To je poji\u0161t\u011bn\u00ed, kter\u00e9 rozhodn\u011b d\u00e1v\u00e1 smysl a sv\u00fdm zp\u016fsobem chr\u00e1n\u00ed i n\u00e1s, v p\u0159\u00edpad\u011b n\u011bjak\u00e9 nep\u0159edv\u00eddateln\u00e9 ud\u00e1losti. Pojistit tak lze prakticky jakoukoliv nemovitost, ale i voln\u00e9 prostory, kter\u00e9 se sem daj\u00ed za\u0159adit. Poji\u0161t\u011bn\u00ed nemovitosti tak kryje \u0161kody zp\u016fsoben\u00e9 \u017eiveln\u00fdmi pohromami, po\u017e\u00e1rem, ale i vandalismem. Z\u00e1le\u017e\u00ed na tom, jak\u00e9 si zvol\u00edme pojistn\u00e9 kryt\u00ed a tak\u00e9 v\u00fd\u0161i pln\u011bn\u00ed. Pot\u00e9 n\u00e1\u0161 bytov\u00fd d\u016fm, rodinn\u00fd domek, byt, gar\u00e1\u017e, nebytov\u00e9 prostory, ale i chata nebo chalupa jsou sv\u00fdm zp\u016fsobem dob\u0159e zabezpe\u010deny. Pozor na z\u00e1m\u011bnu Lid\u00e9 si mnohdy uzav\u00edraj\u00ed poji\u0161t\u011bn\u00ed a v domn\u011bn\u00ed, \u017ee si pojistili nemovitost, tak se spokojen\u011b obrac\u00ed na poji\u0161\u0165ovnu, pokud se p\u0159ihod\u00ed n\u011bjak\u00e1 nep\u0159\u00edjemnost v byt\u011b. Bohu\u017eel se m\u016f\u017ee st\u00e1t, \u017ee odch\u00e1z\u00ed s informac\u00ed, \u017ee na tento druh \u0161kodn\u00e9 ud\u00e1losti nejsou poji\u0161t\u011bni. Jak\u00fd je k tomu d\u016fvod? Zcela jednoduch\u00fd. Mnohdy doch\u00e1z\u00ed k z\u00e1m\u011bn\u011b formalit, kter\u00fdmi jsou: Poji\u0161t\u011bn\u00ed nemovitosti \u2013 zde se kryj\u00ed \u0161kody, kter\u00e9 se budou dot\u00fdkat pouze vznikl\u00e9 na poji\u0161t\u011bn\u00e9m objektu. Poji\u0161t\u011bn\u00ed dom\u00e1cnosti \u2013 je zcela jin\u00fd pojistn\u00fd produkt a vztahuje se na vnit\u0159n\u00ed vybaven\u00ed dom\u00e1cnosti. V ide\u00e1ln\u00edm p\u0159\u00edpad\u011b je dobr\u00e9 se informovat na ob\u011b dv\u011b pojistn\u00e9 nab\u00eddky, mnohdy jsou ve v\u00fdhodn\u011bj\u0161\u00ed cenov\u00e9 skupin\u011b, kdy\u017e se uzav\u0159ou spole\u010dn\u011b. Ov\u0161em z\u00e1le\u017e\u00ed na moment\u00e1ln\u00edch nab\u00eddk\u00e1ch poji\u0161\u0165oven. Hypot\u00e9\u010dn\u00ed \u00fav\u011br a poji\u0161t\u011bn\u00ed nemovitosti Tyto dv\u011b v\u011bci spolu velmi \u00fazce souvis\u00ed. Pokud \u017e\u00e1d\u00e1me o hypot\u00e9\u010dn\u00ed \u00fav\u011br na nemovitost, je zcela jasn\u00e9 \u017ee ka\u017ed\u00e1 spole\u010dnost bude vy\u017eadovat zaji\u0161t\u011bn\u00ed zastaven\u00e9ho objektu. Poji\u0161t\u011bn\u00ed nemovitosti Nebankovn\u00ed hypot\u00e9ky, ale i jak\u00e9koliv bankovn\u00ed instituty se t\u00edmto chr\u00e1n\u00ed. Bohu\u017eel nelze zastavit takovou nemovitost, kter\u00e1 by nebyla poji\u0161t\u011bn\u00e1. Poji\u0161t\u011bn\u00ed m\u00e1 sv\u00e1 pravidla a mus\u00ed spl\u0148ovat podm\u00ednku, \u017ee by se za vyplacen\u00e9 finance, v p\u0159\u00edpad\u011b nehody, dala tato nemovitost vr\u00e1tit do p\u016fvodn\u00edho stavu.                                                                                                                                                                                                                                                                                                                                                                                          4.3\/5 - (7 votes)        "},{"@context":"https:\/\/schema.org\/","@type":"BreadcrumbList","itemListElement":[{"@type":"ListItem","position":1,"name":"Poji\u0161t\u011bn\u00ed nemovitosti n\u00e1m m\u016f\u017ee pomoci","item":"https:\/\/www.mecops.cz\/pojisteni-nemovitosti-nam-muze-pomoci\/#breadcrumbitem"}]}]